Wednesday, September 2, 2009

to move or not to move

We met with our homeschool group today for the first time in months. The kids played at the park for over four hours and I remembered how nice it is to get together with like-minded unschoolers.

The girls have been adjusting to our renewed no TV M-F rule. Also, computer games are a reward for a clean room. It's so awful in there. I'm supposed to be cleaning tonight but I am looking for houses online and sorting out my thoughts. (this is the sort of behavior I model for the little girls who won't clean their room.)

It looks like we may qualify for a small mortgage loan for the first time. I was thinking we could just buy the house on our block that is crazy cheap in short sale, but I was talking to the neighbor today and hearing about break-ins and druggies that I didn't know about, and maybe her negativity was just contagious, but I started wondering if I really want to invest in this neighborhood. Really, any place we can afford is going to have something wrong with it. So do we really want to buy with this budget?

Pros: take advantage of 8000 tax credit, build equity, get a dog, plant trees, paint the walls, pride of ownership...
Fears: neighborhood taking a dive, getting stuck with too many repairs, not being able to sell, getting stuck, ... commitment

Also, staying in town v. going country:
Country: I could raise chickens, I could market-garden, the girls could have farm life advantages, less crime, more land for less $
Town: we can easily participate in all the homeschool stuff we do now, we are close to friends and family, we are closer to the city

I am in a fear-of-change-mood. 2 days ago I was in an obsessed -about-buying-a-house mood.

... I just murdered another hour looking at property in the city.

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